> For the complete documentation index, see [llms.txt](https://fissionpay.gitbook.io/fissionpay/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://fissionpay.gitbook.io/fissionpay/user-agreement.md). # User Agreement ## User Agreement This Agreement is entered into between you (hereinafter referred to as "User") and FissionPay (hereinafter referred to as "Platform" or "we"). Before using FissionPay's services, you must carefully read all contents of this Agreement, in particular the parts highlighted in bold or underlined. Once you register, log in, or use the services of this Platform, it means you have read, understood, and agreed to abide by all terms of this Agreement. ### I. Service Overview 1.1 FissionPay provides a global digital asset payment solution, including but not limited to digital asset recharge, exchange, payment, withdrawal, and fund management services. The Platform supports two-way exchange and circulation between multiple digital assets (such as BTC, ETH, USDT) and more than 40 types of fiat currencies.1.2 This Agreement includes the main text of this Agreement, as well as various rules, statements, policies, operation guidelines, etc. that we have issued or may issue in the future. All rules are an integral part of this Agreement and have the same legal effect as the main text of this Agreement. ### II. User Account and Compliance 2.1 Account Registration: You must complete the FissionPay account registration and Identity Verification (KYC) process to use our services. You undertake to provide true, accurate, complete and up-to-date personal information, and are obligated to update it in a timely manner.2.2 Identity Verification (KYC): To comply with Anti-Money Laundering (AML) and Counter-Terrorist Financing (CFT) regulations, you understand and agree that we have the right to verify your identity. When necessary, we have the right to suspend or terminate your account services until you complete the required verification process.2.3 Account Security: You are the primary responsible person for your account and all its activities. You shall properly keep your account name and password, and be responsible for all activities conducted using your account. If you discover any unauthorized access or use, you shall immediately notify us.2.4 Prohibited Behaviors: You agree not to use FissionPay's services for any illegal purposes, including but not limited to money laundering, fraud, terrorist financing, illegal gambling, or any other acts that violate the laws and regulations of the country or region where you are located. ### III. Service Use and Risks 3.1 Transaction Risks: You understand and agree that digital asset transactions involve high risks. Digital asset prices may fluctuate drastically, leading to changes in the value of your assets. You shall independently assess and bear all investment risks, and FissionPay does not provide any investment advice or guarantees.3.2 Payment Card Use: Our multi-currency digital asset payment cards are issued by regulated sponsor banks. Your use of the card is subject to the terms and conditions of the card issuer; please carefully read the relevant agreements.3.3 Service Interruption and Suspension: Due to system maintenance, upgrades, network failures, hacker attacks, force majeure, changes in regulatory policies, and other reasons, we may suspend or interrupt part or all of the services. We will notify you in advance where reasonably feasible, but shall not be liable for any losses arising therefrom.3.4 Disclaimer: You understand and agree that FissionPay's services are provided on an "as is" and "as available" basis. We make no express or implied warranties regarding the continuity, security, accuracy of the services or their fitness for a particular purpose. ### IV. Fees and Settlement 4.1 Fee Description: You agree to pay the relevant fees incurred from using FissionPay's services, including but not limited to exchange spreads, withdrawal fees, account annual fees, etc. For specific fee standards, please refer to the *Service Fee Statement* published on the website.4.2 Automatic Conversion: You understand and agree that when you use the payment card for consumption, the system will automatically convert the digital assets in your account into the corresponding fiat currency. The conversion will be based on the real-time exchange rate and may incur exchange spreads. ### V. Intellectual Property Rights 5.1 All contents on the FissionPay Platform, including but not limited to texts, images, logos, software, codes, etc., are owned by us in terms of intellectual property rights. Without our written permission, you may not reproduce, modify, distribute or use these contents in any form. ### VI. Termination of the Agreement 6.1 Termination: We have the right to suspend or terminate the provision of all or part of the services to you at any time under any of the following circumstances: * You violate any terms of this Agreement; * Your account has major security risks; * You are suspected of engaging in any illegal or improper activities; * It is required by government authorities or judicial organs. 6.2 Handling after Termination: After the termination of the Agreement, we will promptly settle the funds in your account (if any). After deducting relevant fees, the remaining funds will be refunded to your designated legal account. ### VII. Governing Law and Dispute Resolution 7.1 The formation, effectiveness, performance, interpretation and dispute resolution of this Agreement shall be governed by the laws of the State of Colorado, USA.7.2 Any dispute arising from this Agreement shall first be resolved through friendly negotiation between the two parties; if negotiation fails, either party has the right to submit the dispute to the competent court of the State of Colorado, USA for litigation. ### VIII. Supplementary Provisions 8.1 FissionPay reserves the final right of interpretation of this Agreement. We have the right to modify this Agreement at any time and notify you via website announcements or emails. The revised Agreement shall replace the original one after it comes into effect. If you do not agree to the revised Agreement, please cease using our services immediately.By continuing to use our services, you indicate that you have accepted and agreed to any modifications to this Agreement. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. 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